![]() When you arrive at the YNAB website, you’ll notice that their budgeting philosophy is centered around 4 rules. Centered around 4 simple rules, they created a family budget that would eventually become YNAB, and as they say, the rest is history. YNAB emerged from humble beginnings more than 15 years ago, when newlyweds Jessie and Julie Mecham were looking for a way to manage their finances. In this article, I’m going to introduce you to another popular budgeting software, You Need A Budget, or YNAB for short. Perhaps you’re familiar with names like Mint, or Quicken. Thankfully, there are a number of budgeting software applications out there today that make it easy to create and maintain a budget. One reason might be that it’s rarely taught in school, so most of us grow up without learning how to budget properly. ![]() But creating a budget and sticking to it doesn’t come easy to most people. One of the first steps you can take towards improving your finances is to start budgeting.
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